There are secrets. There are sinful secrets. And then there’s switching places with your twin.

Paige Hollander and her identical twin Lily stopped switching places a decade ago. But Lily’s run into trouble, and Paige is on leave from the SFPD, recovering from a traumatic shooting. It’s not like she has anything better to do, and she remembers how to be feminine. Sort of. Anyway, it’s selling lacy thongs in Sinful Secrets and playing Heidi to Lily’s goats for a week or two. How hard could it be?

For Jace Blackstone, idyllic Sinful, Montana, is the perfect escape. In this town, he’s nothing but a reclusive, black-haired stranger with an Aussie accent and a bad attitude. Not the former pride of Australia’s special forces, not a bestselling thriller writer, and not a man with no more faith in women. Right up until the day a mystery fan starts getting much too up-close and personal, and his neighbor comes back from her vacation with a personality change that knocks him sideways.

Suddenly, Sinful is looking downright dangerous. And the biggest danger of all might come in the form of flashing brown eyes, a rear view to stop a man’s heart, and a wit sharp enough to slice him to the bone.

Sinful could be getting serious.

So, you are thinking about buying or refinancing a home. What you don’t know can, in fact, hurt you.

• Could what happened in 2008 happen all over again?
• Is it the right time to buy or refinance?
• Are you getting the best deal in your home loan purchase or refinance?
• Is this new home you are buying going to help make you rich or give you problems that might have been easily seen?
• Are you buying the right home in the right area?
• Are you getting the best deal on a purchase or are you going to pay tens or perhaps hundreds of thousands too much for that same home?
• What are some of the legal and tax implications of home ownership that all homeowners should be aware of?
• What happens if the other person pulls out of escrow leaving you without a home to move in to?
• Did you buy a home with all sorts of defects or damage costing thousands that should have been apparent to the previous owner or inspector? Now what?
• Are you refinancing your home for the right reasons? Does your home refinance fit your retirement or investment goals, or can you do better?

Get the insights into these and hundreds of other money saving tips, strategies, ideas, and concepts. Written by a former commercial real estate agent, and current wealth management and finance specialist, this book will help you navigate many potential land mines, and help you get a better deal than you would otherwise. It will also give you great insights into what you might consider once you own a home as any profit or loss will be your responsibility.

This book will help teach you how to better manage what will be for most people the BIGGEST INVESTMENT THAT THEY WILL EVER MAKE- THEIR HOME.