Warren Thompson sifted through his fiancée’s personal effects until he found her health insurance card. He held it up and stared at the seemingly meaningless string of numbers. As the manager of the largest hedge fund in southwest Florida, he understood numbers. But this was a mystery.

As predicted by the hippie physician, the fourth digit from the right was a seven. If what he said was true, insurance companies were rationing care based on this number. Coincidence? He was determined to find out the truth. If they were rationing care, he was going to expose it, regardless of the cost.