Crissy Harkinson knows all about the cash that left the Gold Coast of Florida, headed for the Bahamas on board a pleasure boat. It came from Texas, unrecorded, intended as a bribe. Now it is Crissy’s last chance for the big score she’s been working toward for years, using her brains and her body.

Then other people get involved, including a Texas lawyer too cool to commit himself to anything or anybody, a beautiful Cuban maid who might not be as silly as she seems, and a pitifully broken girl, adrift and unconscious in a tiny boat on the giant blue river of the Gulf Stream. Turns out these are shark-infested waters. And none of them are going down without a fight.